/* ==========================================================================
   RODOFORTE — Corretora de Seguros · Landing Page
   Paleta: Azul-marinho + Dourado premium + Cinza-ardósia
   ========================================================================== */

:root {
  /* Marinho (logo) */
  --navy: #0E2C4D;
  --navy-900: #071c31;
  --navy-800: #0A2746;
  --navy-700: #103A63;
  --navy-600: #1B4F86;
  --navy-500: #2E6BA8;

  /* Dourado premium (CTA/accent) */
  --gold: #C8A24B;
  --gold-light: #E7C76B;
  --gold-dark: #A8862F;
  --gold-soft: rgba(200, 162, 75, 0.14);

  /* Cinza-ardósia (FORTE) */
  --slate: #7C8A99;
  --slate-dark: #5A6675;

  --white: #ffffff;
  --text: #14222F;
  --text-muted: #54616E;
  --bg: #F6F8FB;
  --bg-alt: #EDF1F6;
  --border: #E2E8F0;
  --success: #16a34a;
  --error: #dc2626;
  --wa: #25d366;
  --wa-dark: #1da851;

  --font-sans: "Manrope", system-ui, -apple-system, "Segoe UI", sans-serif;
  --font-display: "Fraunces", Georgia, "Times New Roman", serif;

  --radius-sm: 10px;
  --radius-md: 14px;
  --radius-lg: 20px;
  --radius-xl: 28px;

  --shadow-sm: 0 1px 3px rgba(14, 44, 77, 0.05);
  --shadow-md: 0 6px 20px rgba(14, 44, 77, 0.07);
  --shadow-lg: 0 18px 44px rgba(14, 44, 77, 0.1);
  --shadow-gold: 0 8px 22px rgba(200, 162, 75, 0.25);

  --transition: 0.35s cubic-bezier(0.4, 0, 0.2, 1);
  --transition-fast: 0.18s ease;

  --navbar-height: 84px;
  --container-max: 1240px;
  --container-wide: 1400px;
}

/* --- Reset & Base --- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html {
  scroll-behavior: smooth;
  scroll-padding-top: var(--navbar-height);
  -webkit-text-size-adjust: 100%;
}

body {
  font-family: var(--font-sans);
  font-size: 1rem;
  line-height: 1.65;
  color: var(--text);
  background: var(--white);
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}

img { max-width: 100%; height: auto; display: block; }
a { color: inherit; text-decoration: none; transition: color var(--transition-fast); }
ul { list-style: none; }
address { font-style: normal; }
button { font-family: inherit; cursor: pointer; border: none; background: none; }
::selection { background: var(--gold); color: var(--navy-900); }

/* --- Utilitários --- */
.container {
  width: 100%;
  max-width: var(--container-max);
  margin: 0 auto;
  padding: 0 1.5rem;
}
@media (min-width: 1600px) {
  .container { max-width: var(--container-wide); padding: 0 2rem; }
}

.reveal {
  opacity: 0;
  transform: translateY(32px);
  transition: opacity 0.8s cubic-bezier(0.16, 1, 0.3, 1), transform 0.8s cubic-bezier(0.16, 1, 0.3, 1);
}
.reveal.is-visible { opacity: 1; transform: translateY(0); }

/* --- Botões (modernos, chamativos) --- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.6rem;
  padding: 0.85rem 1.7rem;
  font-size: 0.95rem;
  font-weight: 700;
  letter-spacing: 0.005em;
  border-radius: 100px;
  transition: transform 0.3s cubic-bezier(0.34, 1.56, 0.64, 1), box-shadow var(--transition), background var(--transition), color var(--transition), border-color var(--transition);
  position: relative;
  isolation: isolate;
  white-space: nowrap;
  -webkit-tap-highlight-color: transparent;
}
.btn svg { transition: transform 0.35s cubic-bezier(0.34, 1.56, 0.64, 1); position: relative; z-index: 1; }
.btn > span, .btn .btn__text { position: relative; z-index: 1; }
.btn:hover svg:last-child { transform: translateX(4px); }
.btn:active { transform: scale(0.97); }

/* Brilho que varre */
.btn--cta, .btn--whatsapp { overflow: hidden; }
.btn--cta::after, .btn--whatsapp::after {
  content: ""; position: absolute; inset: 0; z-index: 0;
  background: linear-gradient(115deg, transparent 25%, rgba(255,255,255,0.55) 50%, transparent 75%);
  transform: translateX(-140%); transition: transform 0.8s ease;
}
.btn--cta:hover::after, .btn--whatsapp:hover::after { transform: translateX(140%); }

/* CTA dourado */
.btn--cta {
  background: linear-gradient(135deg, var(--gold-light) 0%, var(--gold) 52%, var(--gold-dark) 100%);
  background-size: 180% 180%;
  color: var(--navy-900);
  box-shadow: 0 6px 18px rgba(200,162,75,0.4), inset 0 1px 0 rgba(255,255,255,0.6);
}
.btn--cta:hover {
  transform: translateY(-3px);
  background-position: 100% 50%;
  box-shadow: 0 14px 34px rgba(200,162,75,0.5), 0 0 0 4px rgba(231,199,107,0.22), inset 0 1px 0 rgba(255,255,255,0.7);
}

/* WhatsApp verde */
.btn--whatsapp {
  background: linear-gradient(135deg, #2bdd6e 0%, var(--wa) 55%, var(--wa-dark) 100%);
  color: #fff;
  box-shadow: 0 6px 18px rgba(37,211,102,0.4), inset 0 1px 0 rgba(255,255,255,0.35);
}
.btn--whatsapp:hover {
  transform: translateY(-3px);
  box-shadow: 0 14px 34px rgba(37,211,102,0.5), 0 0 0 4px rgba(37,211,102,0.2), inset 0 1px 0 rgba(255,255,255,0.4);
}

/* Secundário / contorno luminoso (sobre fundo escuro) */
.btn--outline {
  background: rgba(255,255,255,0.05);
  color: var(--white);
  border: 1.5px solid rgba(255,255,255,0.45);
  -webkit-backdrop-filter: blur(6px); backdrop-filter: blur(6px);
}
.btn--outline:hover { background: rgba(255,255,255,0.14); border-color: #fff; transform: translateY(-3px); }

.btn--lg { padding: 1.05rem 2.1rem; font-size: 1.02rem; }
.btn--sm { padding: 0.62rem 1.3rem; font-size: 0.85rem; }
.btn--full { width: 100%; }

.btn.is-loading { pointer-events: none; }
.btn.is-loading .btn__text { opacity: 0; }
.btn.is-loading .btn__loader { display: block; }
.btn__loader {
  display: none; position: absolute; z-index: 1;
  width: 22px; height: 22px;
  border: 2.5px solid rgba(14, 44, 77, 0.25);
  border-top-color: var(--navy-900);
  border-radius: 50%;
  animation: spin 0.7s linear infinite;
}
@keyframes spin { to { transform: rotate(360deg); } }

/* --- Navbar --- */
.navbar {
  position: fixed; top: 0; left: 0; right: 0; z-index: 1000;
  height: var(--navbar-height);
  transition: background var(--transition), box-shadow var(--transition), height var(--transition);
}
.navbar.is-scrolled {
  height: 70px;
  background: rgba(8, 29, 49, 0.96);
  box-shadow: 0 6px 30px rgba(0, 0, 0, 0.28);
}
.navbar__inner { display: flex; align-items: center; justify-content: space-between; height: 100%; }

.navbar__brand {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  flex-shrink: 0;
  color: var(--white);
}
.navbar__mark {
  flex-shrink: 0;
  width: 54px;
  height: 54px;
  border-radius: 14px;
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.35);
  transition: transform var(--transition), box-shadow var(--transition);
}
.navbar__wordmark {
  font-size: clamp(1.35rem, 2.4vw, 1.65rem);
  font-weight: 800;
  letter-spacing: -0.03em;
  line-height: 1;
  text-shadow: 0 2px 12px rgba(0, 0, 0, 0.45);
}
.navbar__wordmark-accent { color: var(--gold-light); }
.navbar__brand:hover .navbar__mark {
  transform: translateY(-1px);
  box-shadow: 0 6px 20px rgba(0, 0, 0, 0.45);
}
.navbar.is-scrolled .navbar__mark { width: 48px; height: 48px; }
.navbar.is-scrolled .navbar__wordmark { font-size: 1.4rem; }
.navbar__name-accent { color: var(--gold-light); }

.navbar__toggle { display: none; flex-direction: column; gap: 5px; padding: 8px; position: relative; }
.navbar__toggle span { display: block; width: 26px; height: 2.5px; background: var(--white); border-radius: 2px; transition: var(--transition); }
.navbar__toggle.is-active span:nth-child(1) { transform: rotate(45deg) translate(6px, 6px); }
.navbar__toggle.is-active span:nth-child(2) { opacity: 0; }
.navbar__toggle.is-active span:nth-child(3) { transform: rotate(-45deg) translate(6px, -6px); }

.navbar__nav { display: flex; align-items: center; gap: 2rem; }
.navbar__nav-brand, .navbar__nav-header { display: none; }
.navbar__list { display: flex; align-items: center; gap: 1.6rem; }
.navbar__link { color: rgba(255,255,255,0.92); font-size: 0.95rem; font-weight: 600; position: relative; }
.navbar__link::after {
  content: ""; position: absolute; bottom: -6px; left: 0; width: 0; height: 2px;
  background: var(--gold); border-radius: 2px; transition: width var(--transition);
}
.navbar__link:hover::after, .navbar__link.is-active::after { width: 100%; }
.navbar__link:hover { color: #fff; }

/* --- Hero --- */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  padding: calc(var(--navbar-height) + 2.5rem) 0 5rem;
  overflow: hidden;
  background: var(--navy-900);
}
.hero__aurora {
  position: absolute; inset: -20%;
  background:
    radial-gradient(38% 50% at 18% 30%, rgba(46, 107, 168, 0.55), transparent 70%),
    radial-gradient(34% 44% at 82% 22%, rgba(200, 162, 75, 0.28), transparent 70%),
    radial-gradient(50% 60% at 75% 85%, rgba(27, 79, 134, 0.5), transparent 70%);
  filter: blur(10px);
  animation: aurora 18s ease-in-out infinite alternate;
  z-index: 0;
}
@keyframes aurora {
  0%   { transform: translate3d(0,0,0) scale(1); }
  50%  { transform: translate3d(2%, -2%, 0) scale(1.08); }
  100% { transform: translate3d(-2%, 2%, 0) scale(1.04); }
}
.hero__grid-lines {
  position: absolute; inset: 0; z-index: 0; opacity: 0.5;
  background-image:
    linear-gradient(rgba(255,255,255,0.04) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,0.04) 1px, transparent 1px);
  background-size: 64px 64px;
  -webkit-mask-image: radial-gradient(circle at 50% 40%, #000 0%, transparent 75%);
  mask-image: radial-gradient(circle at 50% 40%, #000 0%, transparent 75%);
}
.hero__overlay {
  position: absolute; inset: 0; z-index: 1;
  background: linear-gradient(180deg, rgba(7,28,49,0.2) 0%, rgba(7,28,49,0.55) 100%);
}
.hero__content {
  position: relative; z-index: 2;
  display: grid; grid-template-columns: 1fr; gap: 3rem; align-items: center; width: 100%;
}

.hero__badge {
  display: inline-flex; align-items: center; gap: 0.5rem;
  padding: 0.4rem 1rem 0.4rem 0.85rem;
  background: rgba(200, 162, 75, 0.12);
  border: 1px solid rgba(200, 162, 75, 0.4);
  border-radius: 100px;
  color: var(--gold-light);
  font-size: 0.8rem; font-weight: 600; letter-spacing: 0.02em;
  margin-bottom: 1.5rem;
}
.hero__badge-dot { width: 8px; height: 8px; border-radius: 50%; background: var(--gold-light); box-shadow: 0 0 0 0 rgba(231,199,107,0.6); animation: pulse-dot 2s infinite; }
@keyframes pulse-dot { 0%,100% { box-shadow: 0 0 0 0 rgba(231,199,107,0.5); } 50% { box-shadow: 0 0 0 6px rgba(231,199,107,0); } }

.hero__title {
  font-family: var(--font-display);
  font-size: clamp(2.4rem, 5.4vw, 4.2rem);
  font-weight: 600;
  color: var(--white);
  line-height: 1.08;
  letter-spacing: -0.015em;
  margin-bottom: 1.2rem;
  max-width: 16ch;
}
.hero__title-accent {
  background: linear-gradient(100deg, var(--gold-light), var(--gold));
  -webkit-background-clip: text; background-clip: text; -webkit-text-fill-color: transparent;
  font-style: italic;
}
.hero__subtitle {
  font-size: clamp(1.02rem, 1.6vw, 1.2rem);
  color: rgba(255,255,255,0.82);
  max-width: 52ch;
  margin-bottom: 2.2rem;
}
.hero__slogan {
  font-family: var(--font-display);
  font-style: italic;
  font-size: clamp(1.05rem, 1.8vw, 1.3rem);
  color: var(--gold-light);
  margin-bottom: 2rem;
}
.hero__actions { display: flex; flex-wrap: wrap; gap: 1rem; margin-bottom: 2.6rem; }

.hero__stats {
  display: flex; flex-wrap: wrap; gap: 2.4rem;
  padding-top: 1.8rem;
  border-top: 1px solid rgba(255,255,255,0.12);
}
.hero__stat strong {
  display: block; font-family: var(--font-display); font-weight: 700;
  font-size: clamp(1.7rem, 3vw, 2.3rem); color: var(--white); line-height: 1;
}
.hero__stat span { font-size: 0.82rem; color: rgba(255,255,255,0.6); }

/* Hero painel lateral */
.hero__panel {
  position: relative;
  background: linear-gradient(160deg, rgba(8,28,49,0.62), rgba(8,28,49,0.42));
  border: 1px solid rgba(255,255,255,0.18);
  border-radius: var(--radius-xl);
  padding: 2.2rem;
  -webkit-backdrop-filter: blur(8px); backdrop-filter: blur(8px);
  box-shadow: var(--shadow-lg);
  overflow: hidden;
}
.hero__panel-glow {
  position: absolute; top: -40%; right: -30%;
  width: 320px; height: 320px; border-radius: 50%;
  background: radial-gradient(circle, rgba(200,162,75,0.45), transparent 70%);
  filter: blur(12px);
}
.hero__panel-title {
  position: relative; font-family: var(--font-display); font-weight: 600;
  font-size: 1.4rem; color: var(--white); margin-bottom: 1.4rem; line-height: 1.25;
}
.hero__panel-list { position: relative; display: grid; gap: 0.7rem; margin-bottom: 1.6rem; }
.hero__panel-item {
  display: flex; align-items: center; gap: 0.85rem;
  padding: 0.7rem 0.9rem;
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: var(--radius-md);
  color: rgba(255,255,255,0.95); font-size: 0.96rem; font-weight: 600;
  transition: transform var(--transition), border-color var(--transition), background var(--transition);
}
.hero__panel-item:hover { transform: translateX(5px); border-color: rgba(200,162,75,0.55); background: rgba(200,162,75,0.08); }
.hero__panel-item:hover .hero__panel-ic { transform: scale(1.08) rotate(-3deg); }

/* Cápsula dourada do ícone */
.hero__panel-ic {
  flex-shrink: 0; width: 42px; height: 42px;
  display: grid; place-items: center;
  border-radius: 12px;
  background: linear-gradient(140deg, var(--gold-light), var(--gold-dark));
  color: var(--navy-900);
  box-shadow: 0 4px 12px rgba(200,162,75,0.3), inset 0 1px 0 rgba(255,255,255,0.5);
  transition: transform var(--transition);
}
.hero__panel-ic svg { width: 24px; height: 24px; }

.hero__panel-txt { flex: 0 1 auto; }

/* Item em destaque (especialidade) */
.hero__panel-item--feat {
  background: rgba(200,162,75,0.1);
  border-color: rgba(200,162,75,0.4);
  flex-wrap: wrap; row-gap: 0.6rem;
}
.hero__panel-item--feat .hero__panel-txt { min-width: 0; }
.hero__panel-tag {
  flex-shrink: 0; margin-left: auto; font-style: normal;
  font-size: 0.62rem; font-weight: 800; text-transform: uppercase; letter-spacing: 0.06em;
  color: var(--navy-900);
  background: linear-gradient(135deg, var(--gold-light), var(--gold));
  padding: 0.32rem 0.65rem; border-radius: 100px;
  box-shadow: 0 2px 8px rgba(200,162,75,0.35);
}
.hero__panel-link {
  position: relative; display: inline-flex; align-items: center; gap: 0.4rem;
  color: var(--gold-light); font-weight: 700; font-size: 0.95rem;
}
.hero__panel-link svg { transition: transform var(--transition); }
.hero__panel-link:hover svg { transform: translateX(4px); }

.hero__scroll {
  position: absolute; bottom: 1.6rem; left: 50%; transform: translateX(-50%); z-index: 3;
}
.hero__scroll-mouse {
  display: block; width: 26px; height: 42px; border: 2px solid rgba(255,255,255,0.5); border-radius: 100px; position: relative;
}
.hero__scroll-mouse span {
  position: absolute; top: 8px; left: 50%; transform: translateX(-50%);
  width: 4px; height: 8px; background: var(--gold-light); border-radius: 4px;
  animation: scroll-wheel 1.8s ease infinite;
}
@keyframes scroll-wheel { 0% { opacity: 0; top: 6px; } 30% { opacity: 1; } 100% { opacity: 0; top: 22px; } }

@media (min-width: 992px) {
  .hero__content { grid-template-columns: 1.25fr 0.85fr; gap: 4rem; }
}

/* --- Seções genéricas --- */
.section { padding: 7rem 0; position: relative; }
.section__header { text-align: center; max-width: 680px; margin: 0 auto 4.25rem; }
.section__header--left { text-align: left; max-width: none; margin: 0 0 2rem; }
.section__header--light .section__title { color: var(--white); }
.section__header--light .section__desc { color: rgba(255,255,255,0.75); }

.section__label {
  display: inline-block; font-size: 0.78rem; font-weight: 700;
  text-transform: uppercase; letter-spacing: 0.16em;
  color: var(--gold-dark); margin-bottom: 0.9rem;
  position: relative; padding-left: 2rem;
}
.section__label::before {
  content: ""; position: absolute; left: 0; top: 50%; transform: translateY(-50%);
  width: 1.4rem; height: 2px; background: var(--gold);
}
.section__header:not(.section__header--left) .section__label { padding-left: 0; }
.section__header:not(.section__header--left) .section__label::before { display: none; }
.section__label--light { color: var(--gold-light); }

.section__title {
  font-family: var(--font-display); font-weight: 600;
  font-size: clamp(1.9rem, 3.6vw, 2.8rem);
  color: var(--navy); line-height: 1.12; letter-spacing: -0.01em;
  margin-bottom: 0.9rem;
}
.section__desc { color: var(--text-muted); font-size: 1.08rem; }

/* --- Sobre --- */
.sobre { background: var(--white); }
.sobre__grid { display: grid; grid-template-columns: 1fr; gap: 3.5rem; align-items: center; }
@media (min-width: 992px) { .sobre__grid { grid-template-columns: 1.1fr 0.9fr; gap: 4.5rem; } }

.sobre__lead { font-size: 1.12rem; color: var(--text); margin-bottom: 1.1rem; }
.sobre__lead strong, .sobre__text strong { color: var(--navy); font-weight: 700; }
.sobre__text { color: var(--text-muted); margin-bottom: 2rem; }

.sobre__highlights { display: grid; gap: 1rem; margin-bottom: 2rem; }
@media (min-width: 480px) { .sobre__highlights { grid-template-columns: 1fr 1fr; } }
.sobre__highlight-item { display: flex; gap: 0.9rem; align-items: flex-start; }
.sobre__highlight-ic {
  flex-shrink: 0; width: 44px; height: 44px; display: grid; place-items: center;
  font-size: 1.3rem; background: var(--gold-soft); border-radius: var(--radius-sm);
}
.sobre__highlight-item strong { display: block; color: var(--navy); font-size: 0.98rem; }
.sobre__highlight-item p { font-size: 0.88rem; color: var(--text-muted); }

/* Sobre visual */
.sobre__visual { position: relative; display: flex; flex-direction: column; gap: 1.1rem; }
.sobre__card { border-radius: var(--radius-xl); }
.sobre__card--main {
  position: relative;
  background: linear-gradient(160deg, var(--navy-700), var(--navy-900));
  color: #fff; padding: 2.6rem 2.2rem; box-shadow: var(--shadow-lg);
  overflow: hidden;
}
.sobre__card--main::before {
  content: ""; position: absolute; top: -60px; right: -60px; width: 200px; height: 200px; border-radius: 50%;
  background: radial-gradient(circle, rgba(200,162,75,0.4), transparent 70%);
}
.sobre__card-brand {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  margin-bottom: 1.3rem;
}
.sobre__card-mark {
  flex-shrink: 0;
  width: 56px;
  height: 56px;
  border-radius: 14px;
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.35);
}
.sobre__card-wordmark {
  font-size: clamp(1.35rem, 2.4vw, 1.65rem);
  font-weight: 800;
  letter-spacing: -0.03em;
  line-height: 1;
  color: var(--white);
}
.sobre__card-wordmark-accent { color: var(--gold-light); }
.sobre__card--main h3 { font-family: var(--font-display); font-weight: 600; font-size: 1.5rem; margin-bottom: 0.7rem; position: relative; }
.sobre__card--main p { color: rgba(255,255,255,0.82); font-size: 0.98rem; position: relative; }
.sobre__card--float {
  align-self: flex-end;
  display: inline-flex; align-items: center; gap: 0.9rem;
  background: #fff; box-shadow: var(--shadow-md); padding: 1rem 1.4rem;
  border: 1px solid var(--border); border-radius: var(--radius-lg);
  max-width: 320px;
}
.sobre__card-num { font-family: var(--font-display); font-weight: 700; font-size: 2.2rem; color: var(--gold-dark); line-height: 1; }
.sobre__card-label { font-size: 0.82rem; color: var(--text-muted); line-height: 1.35; }
.sobre__card--pill {
  position: absolute; left: -14px; top: -14px;
  display: inline-flex; align-items: center; gap: 0.5rem;
  background: #fff; box-shadow: var(--shadow-md); padding: 0.55rem 1rem; border-radius: 100px;
  font-size: 0.82rem; font-weight: 700; color: var(--navy);
  animation: float-card 5s ease-in-out infinite reverse;
}
.sobre__pulse { width: 9px; height: 9px; border-radius: 50%; background: var(--success); box-shadow: 0 0 0 0 rgba(22,163,74,0.5); animation: pulse-dot 2s infinite; }
@keyframes float-card { 0%,100% { transform: translateY(0); } 50% { transform: translateY(-10px); } }

/* --- Seguros (carrossel) --- */
.seguros { background: var(--bg); overflow: hidden; }
.seguros-carousel {
  --carousel-gap: 1.5rem;
  --carousel-card-w: min(360px, calc(100vw - 4rem));
  position: relative; padding: 0.5rem 0 1rem;
}
.seguros-carousel__header { display: flex; justify-content: flex-end; gap: 0.75rem; margin-bottom: 1.25rem; padding: 0 0.25rem; }
.seguros-carousel__btn {
  width: 50px; height: 50px; display: flex; align-items: center; justify-content: center;
  border-radius: 50%; background: var(--white); color: var(--navy);
  border: 1px solid var(--border); box-shadow: var(--shadow-sm);
  transition: background var(--transition), color var(--transition), transform var(--transition-fast), box-shadow var(--transition);
}
.seguros-carousel__btn:hover { background: var(--navy); color: var(--white); transform: scale(1.06); box-shadow: var(--shadow-md); }
.seguros-carousel__btn:disabled { opacity: 0.4; cursor: not-allowed; transform: none; }

.seguros-carousel__viewport {
  overflow: hidden; margin: 0 -1.5rem; padding: 1rem 1.5rem 1.5rem;
  cursor: grab; touch-action: pan-y pinch-zoom;
}
.seguros-carousel__viewport.is-dragging {
  cursor: grabbing;
  user-select: none;
}
.seguros-carousel__viewport.is-dragging .seguro-card {
  pointer-events: none;
}
.seguros-carousel__track { display: flex; gap: var(--carousel-gap); will-change: transform; transition: transform 0.6s cubic-bezier(0.4, 0, 0.2, 1); }
.seguros-carousel__track.is-resetting { transition: none; }

.seguros-carousel__dots { display: flex; justify-content: center; flex-wrap: wrap; gap: 0.5rem; margin-top: 1.6rem; }
.seguros-carousel__dot { width: 10px; height: 10px; border-radius: 50%; background: #cdd6e0; border: none; padding: 0; cursor: pointer; transition: transform var(--transition-fast), background var(--transition-fast), width var(--transition); }
.seguros-carousel__dot:hover { background: var(--navy-500); }
.seguros-carousel__dot.is-active { width: 30px; border-radius: 100px; background: var(--gold); }

/* Cards de seguro */
.seguro-card {
  position: relative; flex: 0 0 var(--carousel-card-w); min-height: 440px;
  background: var(--white); border-radius: var(--radius-xl); padding: 2.2rem;
  border: 1px solid var(--border); box-shadow: var(--shadow-sm);
  display: flex; flex-direction: column; overflow: hidden;
  transition: box-shadow var(--transition), border-color var(--transition), transform var(--transition);
}
.seguro-card.is-center { border-color: rgba(200,162,75,0.45); box-shadow: var(--shadow-lg); transform: translateY(-4px); }
.seguro-card:hover, .seguro-card:focus-within { border-color: var(--gold); box-shadow: var(--shadow-lg); transform: translateY(-4px); }

.seguro-card--featured { background: linear-gradient(170deg, #fffdf7, #fff); }
.seguro-card__tag {
  position: absolute; top: 1.3rem; left: 2.2rem;
  font-size: 0.68rem; font-weight: 800; text-transform: uppercase; letter-spacing: 0.08em;
  color: var(--navy-900); background: linear-gradient(135deg, var(--gold-light), var(--gold));
  padding: 0.3rem 0.7rem; border-radius: 100px;
}
.seguro-card--featured .seguro-card__icon-wrap, .seguro-card--featured h3 { margin-top: 1.6rem; }

.seguro-card__accent {
  position: absolute; top: 0; left: 0; right: 0; height: 4px;
  background: linear-gradient(90deg, var(--navy), var(--gold)); transform: scaleX(0); transform-origin: left;
  transition: transform 0.5s cubic-bezier(0.4, 0, 0.2, 1);
}
.seguro-card:hover .seguro-card__accent, .seguro-card:focus-within .seguro-card__accent, .seguro-card.is-center .seguro-card__accent { transform: scaleX(1); }

.seguro-card__shine { display: none; }

.seguro-card__num { position: absolute; top: 1.4rem; right: 1.6rem; font-family: var(--font-display); font-size: 1.3rem; font-weight: 700; color: var(--gold); opacity: 0.35; }

.seguro-card__icon-wrap { position: relative; width: 76px; height: 76px; margin-bottom: 1.3rem; display: flex; align-items: center; justify-content: center; background: var(--gold-soft); border-radius: var(--radius-lg); }
.seguro-card__icon { display: flex; align-items: center; justify-content: center; transition: transform var(--transition); }
.seguro-card__icon img { width: 44px; height: 44px; object-fit: contain; transition: transform var(--transition); }
.seguro-card:hover .seguro-card__icon, .seguro-card:focus-within .seguro-card__icon, .seguro-card.is-center .seguro-card__icon { transform: scale(1.1); }
.seguro-card.is-animated .seguro-card__icon img, .seguro-card:hover .seguro-card__icon img { animation: icon-float 3s ease-in-out infinite; }
.seguro-card[data-icon="car"].is-animated .seguro-card__icon img, .seguro-card[data-icon="car"]:hover .seguro-card__icon img,
.seguro-card[data-icon="fleet"].is-animated .seguro-card__icon img, .seguro-card[data-icon="fleet"]:hover .seguro-card__icon img,
.seguro-card[data-icon="tractor"].is-animated .seguro-card__icon img, .seguro-card[data-icon="tractor"]:hover .seguro-card__icon img { animation: icon-drive 2.6s ease-in-out infinite; }
.seguro-card[data-icon="heart"].is-animated .seguro-card__icon img, .seguro-card[data-icon="heart"]:hover .seguro-card__icon img { animation: icon-pulse 1.8s ease-in-out infinite; }

.seguro-card h3 { font-family: var(--font-display); font-size: 1.4rem; font-weight: 600; color: var(--navy); margin-bottom: 0.6rem; }
.seguro-card > p { color: var(--text-muted); font-size: 0.95rem; margin-bottom: 1.2rem; flex-grow: 1; }
.seguro-card__benefits { margin-bottom: 1.6rem; }
.seguro-card__benefits li {
  position: relative; padding-left: 1.5rem; font-size: 0.88rem; color: var(--text); margin-bottom: 0.45rem;
  opacity: 0.85; transform: translateX(-8px); transition: opacity 0.35s ease, transform 0.35s ease;
}
.seguro-card:hover .seguro-card__benefits li, .seguro-card:focus-within .seguro-card__benefits li, .seguro-card.is-center .seguro-card__benefits li { opacity: 1; transform: translateX(0); }
.seguro-card__benefits li:nth-child(1) { transition-delay: 0.05s; }
.seguro-card__benefits li:nth-child(2) { transition-delay: 0.1s; }
.seguro-card__benefits li:nth-child(3) { transition-delay: 0.15s; }
.seguro-card__benefits li::before {
  content: ""; position: absolute; left: 0; top: 0.45em; width: 14px; height: 9px;
  border-left: 2px solid var(--gold); border-bottom: 2px solid var(--gold);
  transform: rotate(-45deg); top: 0.25em; width: 9px; height: 5px;
}
.seguro-card .btn { align-self: flex-start; margin-top: auto; }

@keyframes icon-float { 0%,100% { transform: translateY(0); } 50% { transform: translateY(-5px); } }
@keyframes icon-drive { 0%,100% { transform: translateX(0); } 50% { transform: translateX(5px); } }
@keyframes icon-pulse { 0%,100% { transform: scale(1); } 50% { transform: scale(1.14); } }

/* --- Diferenciais --- */
.diferenciais { background: var(--navy-900); overflow: hidden; }
.diferenciais__bg {
  position: absolute; inset: 0; z-index: 0; opacity: 0.22;
  background: radial-gradient(60% 60% at 85% 15%, rgba(200,162,75,0.2), transparent 70%);
}
.diferenciais .container { position: relative; z-index: 1; }
.diferenciais-carousel {
  --dif-carousel-gap: 1.5rem;
  --dif-carousel-card-w: min(360px, calc(100vw - 4rem));
  position: relative;
  padding: 0.5rem 0 0;
}
.diferenciais-carousel__viewport {
  overflow: hidden;
  margin: 0 -1.5rem;
  padding: 1rem 1.5rem 1.5rem;
  cursor: grab;
  touch-action: pan-y pinch-zoom;
}
.diferenciais-carousel__viewport.is-dragging {
  cursor: grabbing;
  user-select: none;
}
.diferenciais-carousel__viewport.is-dragging .dif-card {
  pointer-events: none;
}
.diferenciais-carousel__track {
  display: flex;
  gap: var(--dif-carousel-gap);
  will-change: transform;
  transition: transform 0.6s cubic-bezier(0.4, 0, 0.2, 1);
}
.diferenciais-carousel__track.is-resetting { transition: none; }
.diferenciais-carousel__dots {
  display: flex;
  justify-content: center;
  flex-wrap: wrap;
  gap: 0.5rem;
  margin-top: 0.5rem;
}
.diferenciais-carousel__dot {
  width: 10px;
  height: 10px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.28);
  border: none;
  padding: 0;
  cursor: pointer;
  transition: transform var(--transition-fast), background var(--transition-fast), width var(--transition);
}
.diferenciais-carousel__dot:hover { background: rgba(255, 255, 255, 0.5); }
.diferenciais-carousel__dot.is-active {
  width: 30px;
  border-radius: 100px;
  background: var(--gold);
}
.dif-card {
  position: relative;
  flex: 0 0 var(--dif-carousel-card-w);
  min-height: 260px;
  display: flex;
  flex-direction: column;
  background: rgba(255,255,255,0.025);
  border: 1px solid rgba(255,255,255,0.08);
  border-radius: var(--radius-lg); padding: 2.2rem 2rem;
  transition: transform var(--transition), border-color var(--transition), background var(--transition), box-shadow var(--transition);
}
.dif-card.is-center {
  border-color: rgba(200, 162, 75, 0.45);
  background: rgba(255, 255, 255, 0.05);
  transform: translateY(-4px);
  box-shadow: 0 18px 44px rgba(0, 0, 0, 0.25);
}
.dif-card:hover { transform: translateY(-4px); border-color: rgba(200,162,75,0.4); background: rgba(255,255,255,0.05); }
.dif-card.is-center:hover { transform: translateY(-4px); }
.dif-card__ic {
  display: grid; place-items: center; width: 48px; height: 48px;
  color: var(--gold-light);
  border: 1px solid rgba(200,162,75,0.35);
  border-radius: 12px; margin-bottom: 1.4rem;
  transition: border-color var(--transition), background var(--transition);
}
.dif-card__ic svg { width: 24px; height: 24px; }
.dif-card:hover .dif-card__ic { border-color: rgba(200,162,75,0.6); background: rgba(200,162,75,0.08); }
.dif-card h3 { color: var(--white); font-size: 1.12rem; font-weight: 700; margin-bottom: 0.5rem; letter-spacing: -0.01em; }
.dif-card p { color: rgba(255,255,255,0.65); font-size: 0.93rem; }

/* --- FAQ + Simulação --- */
.faq-sim { background: var(--white); }
.faq-sim__grid { display: grid; grid-template-columns: 1fr; gap: 4rem; align-items: start; }
@media (max-width: 991px) {
  .faq-sim__grid { display: flex; flex-direction: column; }
  .faq-sim__grid .simulacao { order: -1; }
}
@media (min-width: 992px) { .faq-sim__grid { grid-template-columns: 1fr 1fr; gap: 3.5rem; } }

/* Accordion */
.accordion { margin-top: 0.5rem; }
.accordion__item { border-bottom: 1px solid var(--border); }
.accordion__item:first-child { border-top: 1px solid var(--border); }
.accordion__trigger {
  width: 100%; display: flex; align-items: center; justify-content: space-between; gap: 1rem;
  padding: 1.3rem 0; text-align: left; font-size: 1.05rem; font-weight: 700; color: var(--navy);
  transition: color var(--transition-fast);
}
.accordion__trigger:hover { color: var(--gold-dark); }
.accordion__icon { flex-shrink: 0; width: 24px; height: 24px; position: relative; }
.accordion__icon::before, .accordion__icon::after { content: ""; position: absolute; background: var(--navy); transition: transform var(--transition), background var(--transition); }
.accordion__icon::before { width: 14px; height: 2px; top: 50%; left: 50%; transform: translate(-50%, -50%); }
.accordion__icon::after { width: 2px; height: 14px; top: 50%; left: 50%; transform: translate(-50%, -50%); }
.accordion__trigger[aria-expanded="true"] { color: var(--gold-dark); }
.accordion__trigger[aria-expanded="true"] .accordion__icon::before, .accordion__trigger[aria-expanded="true"] .accordion__icon::after { background: var(--gold-dark); }
.accordion__trigger[aria-expanded="true"] .accordion__icon::after { transform: translate(-50%, -50%) rotate(90deg); opacity: 0; }
.accordion__panel { overflow: hidden; transition: max-height 0.4s ease, opacity 0.3s ease; }
.accordion__panel[hidden] { display: block; max-height: 0; opacity: 0; }
.accordion__panel:not([hidden]) { max-height: 320px; opacity: 1; }
.accordion__panel p { padding-bottom: 1.3rem; color: var(--text-muted); font-size: 0.96rem; line-height: 1.7; }

/* Formulário */
#cotacao { scroll-margin-top: calc(var(--navbar-height) + 1.5rem); }
.simulacao {
  position: relative; background: var(--bg); border-radius: var(--radius-xl);
  padding: 2.6rem; box-shadow: var(--shadow-md); border: 1px solid var(--border); overflow: hidden;
}
.simulacao__glow { position: absolute; top: -80px; right: -80px; width: 240px; height: 240px; border-radius: 50%; background: radial-gradient(circle, rgba(200,162,75,0.18), transparent 70%); }
.simulacao .section__header { position: relative; }
.form { position: relative; }
.form__group { margin-bottom: 1.2rem; }
.form__row { display: grid; grid-template-columns: 1fr; gap: 0; }
@media (min-width: 560px) { .form__row { grid-template-columns: 1fr 1fr; gap: 1rem; } }
.form label { display: block; font-size: 0.85rem; font-weight: 700; color: var(--navy); margin-bottom: 0.45rem; }
.form input, .form select, .form textarea {
  width: 100%; padding: 0.9rem 1rem; font-family: inherit; font-size: 1rem; color: var(--text);
  background: var(--white); border: 2px solid var(--border); border-radius: var(--radius-md);
  transition: border-color var(--transition), box-shadow var(--transition);
}
.form input::placeholder, .form textarea::placeholder { color: #9aa7b4; }
.form input:focus, .form select:focus, .form textarea:focus { outline: none; border-color: var(--gold); box-shadow: 0 0 0 4px rgba(200,162,75,0.16); }
.form input.is-invalid, .form select.is-invalid, .form textarea.is-invalid { border-color: var(--error); }
.form input.is-valid, .form select.is-valid { border-color: var(--success); }
.form__error { display: block; font-size: 0.8rem; color: var(--error); margin-top: 0.35rem; min-height: 1.2em; }
.form__hint { text-align: center; font-size: 0.82rem; color: var(--text-muted); margin-top: 0.9rem; }
.form__success { margin-top: 1.5rem; padding: 1.25rem; background: rgba(22,163,74,0.1); border: 1px solid var(--success); border-radius: var(--radius-md); color: var(--success); text-align: center; animation: fadeIn 0.5s ease; }
.form__success p { margin-top: 0.25rem; font-size: 0.93rem; opacity: 0.9; }
@keyframes fadeIn { from { opacity: 0; transform: translateY(8px); } to { opacity: 1; transform: translateY(0); } }

/* --- Parceiros --- */
.parceiros { background: var(--bg-alt); overflow: hidden; padding-bottom: 6rem; }
.parceiros-marquee { position: relative; padding: 1rem 0 0.5rem; }
.parceiros-marquee__viewport { overflow: hidden; }
.parceiros-marquee__track {
  display: flex; align-items: center; gap: 0; width: max-content;
  animation: parceiros-marquee 48s linear infinite;
}
.parceiros-marquee:hover .parceiros-marquee__track { animation-play-state: paused; }
.parceiros-marquee.is-reduced-motion .parceiros-marquee__track {
  animation: none; flex-wrap: wrap; justify-content: center; width: 100%;
  max-width: var(--container-max); margin: 0 auto; gap: 1rem; padding: 0 1.5rem;
}
@keyframes parceiros-marquee { 0% { transform: translateX(0); } 100% { transform: translateX(-50%); } }

.parceiros-marquee__fade { position: absolute; top: 0; bottom: 0; width: 120px; z-index: 2; pointer-events: none; }
.parceiros-marquee__fade--left { left: 0; background: linear-gradient(90deg, var(--bg-alt), transparent); }
.parceiros-marquee__fade--right { right: 0; background: linear-gradient(270deg, var(--bg-alt), transparent); }
.parceiros-marquee.is-reduced-motion .parceiros-marquee__fade { display: none; }

.parceiro-logo {
  flex: 0 0 auto; display: flex; align-items: center; justify-content: center;
  width: 190px; height: 96px; margin: 0 0.75rem; padding: 0 1.4rem;
  background: var(--white); border: 1px solid var(--border); border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm);
  transition: transform var(--transition), box-shadow var(--transition), border-color var(--transition);
}
.parceiros-marquee.is-reduced-motion .parceiro-logo { margin: 0; }
.parceiro-logo:hover { transform: translateY(-6px); box-shadow: var(--shadow-md); border-color: rgba(200,162,75,0.5); }
.parceiro-logo img {
  display: block; max-height: 42px; max-width: 150px; width: auto; height: auto; object-fit: contain;
  filter: grayscale(100%) opacity(0.62); transition: filter var(--transition);
}
.parceiro-logo:hover img { filter: grayscale(0%) opacity(1); }

/* --- Chamada Final --- */
.cta-final { background: var(--navy-900); overflow: hidden; }
.cta-final__bg {
  position: absolute; inset: 0; z-index: 0;
  background:
    radial-gradient(45% 60% at 80% 20%, rgba(200,162,75,0.25), transparent 70%),
    radial-gradient(50% 60% at 15% 90%, rgba(46,107,168,0.45), transparent 70%);
}
.cta-final::after {
  content: ""; position: absolute; inset: 0; z-index: 0; opacity: 0.4;
  background-image: linear-gradient(rgba(255,255,255,0.04) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,0.04) 1px, transparent 1px);
  background-size: 56px 56px;
  -webkit-mask-image: radial-gradient(circle at 50% 50%, #000, transparent 75%);
  mask-image: radial-gradient(circle at 50% 50%, #000, transparent 75%);
}
.cta-final .container { position: relative; z-index: 1; }
.cta-final__inner { text-align: center; max-width: 760px; margin: 0 auto; }
.cta-final__title {
  font-family: var(--font-display); font-weight: 600;
  font-size: clamp(2.2rem, 5vw, 3.4rem); color: var(--white); line-height: 1.1;
  margin-bottom: 1.2rem; letter-spacing: -0.01em;
}
.cta-final__text { color: rgba(255,255,255,0.8); font-size: 1.1rem; max-width: 60ch; margin: 0 auto 2.2rem; }
.cta-final__actions { display: flex; flex-wrap: wrap; gap: 1rem; justify-content: center; }

/* --- Footer --- */
.footer { background: var(--navy-900); color: rgba(255,255,255,0.82); padding: 4.5rem 0 0; }
.footer__grid { display: grid; grid-template-columns: 1fr; gap: 2.5rem; padding-bottom: 3rem; border-bottom: 1px solid rgba(255,255,255,0.1); }
@media (min-width: 768px) { .footer__grid { grid-template-columns: 1.6fr repeat(3, 1fr); } }
.footer__logo-link { display: inline-flex; align-items: center; gap: 0.75rem; margin-bottom: 0.9rem; color: var(--white); }
.footer__mark {
  flex-shrink: 0;
  width: 56px;
  height: 56px;
  border-radius: 14px;
  box-shadow: 0 4px 14px rgba(0, 0, 0, 0.25);
}
.footer__wordmark {
  font-size: 1.5rem;
  font-weight: 800;
  letter-spacing: -0.03em;
  line-height: 1;
}
.footer__wordmark-accent { color: var(--gold-light); }
.footer__logo-accent { color: var(--gold-light); }
.footer__tagline { font-size: 0.95rem; opacity: 0.78; margin-bottom: 0.6rem; max-width: 38ch; }
.footer__slogan { font-family: var(--font-display); font-style: italic; font-size: 0.95rem; color: var(--gold-light); }
.footer__col h4 { color: var(--white); font-size: 0.85rem; font-weight: 700; margin-bottom: 1rem; text-transform: uppercase; letter-spacing: 0.08em; }
.footer__list li { margin-bottom: 0.7rem; }
.footer__list a { display: inline-flex; align-items: center; gap: 0.5rem; font-size: 0.93rem; opacity: 0.82; transition: opacity var(--transition-fast), color var(--transition-fast); }
.footer__list a:hover { opacity: 1; color: var(--gold-light); }
.footer__list--plain a { opacity: 0.78; }
.footer__address, .footer__legal { font-size: 0.93rem; line-height: 1.7; opacity: 0.82; }
.footer__legal { margin-top: 0.6rem; opacity: 0.6; }
.footer__bottom { padding: 1.6rem 0; display: flex; flex-wrap: wrap; gap: 0.4rem 1.5rem; justify-content: space-between; align-items: center; }
.footer__bottom p { font-size: 0.84rem; opacity: 0.6; }
.footer__bottom-credit { font-style: italic; }

/* --- WhatsApp flutuante --- */
.whatsapp-float {
  position: fixed; bottom: 1.5rem; right: 1.5rem; z-index: 999;
  width: 52px; height: 52px; display: flex; align-items: center; justify-content: center;
  background: var(--wa); color: #fff; border-radius: 50%;
  box-shadow: 0 4px 14px rgba(14, 44, 77, 0.2);
  transition: transform var(--transition), box-shadow var(--transition);
}
.whatsapp-float:hover { transform: translateY(-2px); box-shadow: 0 8px 20px rgba(14, 44, 77, 0.25); }

/* --- Responsivo: Navbar mobile --- */
@media (max-width: 991px) {
  .navbar__toggle { display: flex; z-index: 1102; }
  .navbar__mark { width: 46px; height: 46px; }
  .navbar.is-scrolled .navbar__mark { width: 42px; height: 42px; }
  .navbar__wordmark { font-size: 1.25rem; }
  .navbar__nav {
    position: fixed; top: 0; right: 0; z-index: 1100;
    width: min(340px, 86vw); height: 100vh; flex-direction: column; align-items: stretch; justify-content: flex-start;
    gap: 1.4rem; padding: 1.6rem 2rem 2rem;
    background: rgba(7, 28, 49, 0.98); -webkit-backdrop-filter: blur(16px); backdrop-filter: blur(16px);
    transform: translateX(100%); transition: transform var(--transition); box-shadow: -10px 0 40px rgba(0,0,0,0.3);
  }
  .navbar__nav-header { display: block; padding-bottom: 1.3rem; margin-bottom: 0.3rem; border-bottom: 1px solid rgba(255,255,255,0.12); }
  .navbar__nav-brand { display: flex; align-items: center; gap: 0.65rem; color: var(--white); }
  .navbar__slogan { margin-top: 0.7rem; font-size: 0.82rem; font-weight: 400; line-height: 1.5; color: rgba(255,255,255,0.6); font-style: italic; }
  .navbar__nav.is-open { transform: translateX(0); }
  .navbar__nav.is-open::before { content: ""; position: fixed; inset: 0; background: rgba(0,0,0,0.5); z-index: -1; }
  .navbar__brand { position: relative; z-index: 1; }
  .navbar__list { flex-direction: column; align-items: flex-start; gap: 0; }
  .navbar__link { display: block; padding: 1rem 0; font-size: 1.05rem; border-bottom: 1px solid rgba(255,255,255,0.08); width: 100%; }
  .navbar__cta { width: 100%; margin-top: 0.5rem; }

  .section { padding: 5rem 0; }
  .section__header { margin-bottom: 2.75rem; }
  .section__desc { font-size: 1rem; }

  .hero { min-height: auto; padding-bottom: 4rem; }
  .hero__content { gap: 2rem; }
  .hero__panel { padding: 1.6rem; }
  .hero__panel-title { font-size: 1.2rem; }

  .seguros-carousel { --carousel-card-w: min(340px, calc(100vw - 3rem)); }
  .seguros-carousel__viewport,
  .diferenciais-carousel__viewport { margin: 0 -1rem; padding: 1rem 1rem 1.25rem; }
  .seguro-card { min-height: 400px; padding: 1.8rem; }

  .diferenciais-carousel { --dif-carousel-card-w: min(340px, calc(100vw - 3rem)); }
  .dif-card { min-height: 240px; padding: 1.8rem 1.6rem; }

  .faq-sim__grid { gap: 2.5rem; }
  .simulacao { padding: 2rem; }

  .parceiros { padding-bottom: 4rem; }
  .parceiros-marquee__fade { width: 48px; }
  .parceiro-logo { width: 160px; height: 84px; margin: 0 0.5rem; }

  .cta-final__text { font-size: 1rem; }
  .cta-final__actions .btn { width: 100%; }
}

/* --- Mobile refinements --- */
@media (max-width: 767px) {
  :root { --navbar-height: 76px; }

  .container { padding: 0 1.15rem; }

  .navbar__mark { width: 44px; height: 44px; border-radius: 12px; }
  .navbar.is-scrolled .navbar__mark { width: 40px; height: 40px; }
  .navbar.is-scrolled { height: 68px; }

  .hero {
    padding-top: calc(var(--navbar-height) + 1.25rem);
    padding-bottom: 3.5rem;
  }
  .hero__title { max-width: none; font-size: clamp(2rem, 8.5vw, 2.6rem); }
  .hero__subtitle { font-size: 1rem; margin-bottom: 1.6rem; }
  .hero__badge { font-size: 0.72rem; padding: 0.35rem 0.85rem; margin-bottom: 1.1rem; }
  .hero__stats {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 1rem 0.75rem;
  }
  .hero__stat strong { font-size: 1.45rem; }
  .hero__stat span { font-size: 0.72rem; line-height: 1.35; }
  .hero__panel-item { font-size: 0.9rem; padding: 0.65rem 0.75rem; gap: 0.7rem; }
  .hero__panel-ic { width: 38px; height: 38px; border-radius: 10px; }
  .hero__panel-ic svg { width: 20px; height: 20px; }
  .hero__panel-item--feat { align-items: flex-start; }
  .hero__panel-tag { margin-left: 0; font-size: 0.58rem; }
  .hero__scroll { display: none; }

  .sobre__visual { margin-top: 0.5rem; }
  .sobre__card--main { padding: 2rem 1.6rem; }
  .sobre__card--float { max-width: 100%; align-self: stretch; }
  .sobre__card--pill { position: static; margin-bottom: 0.75rem; animation: none; }

  .seguros-carousel__header { margin-bottom: 0.75rem; }
  .seguros-carousel__btn { width: 44px; height: 44px; }
  .seguro-card { min-height: auto; }
  .seguro-card h3 { font-size: 1.25rem; }
  .seguro-card--featured .seguro-card__icon-wrap,
  .seguro-card--featured h3 { margin-top: 1.2rem; }

  .accordion__trigger { font-size: 0.98rem; padding: 1.1rem 0; }
  .form input, .form select, .form textarea { font-size: 16px; }

  .footer { padding-top: 3.5rem; }
  .footer__wordmark { font-size: 1.35rem; }
  .footer__mark { width: 50px; height: 50px; }

  .whatsapp-float {
    bottom: max(1rem, env(safe-area-inset-bottom));
    right: max(1rem, env(safe-area-inset-right));
    width: 48px;
    height: 48px;
  }
}

@media (max-width: 575px) {
  .section { padding: 3.5rem 0; }
  .section__header { margin-bottom: 2.25rem; }
  .section__title { font-size: clamp(1.65rem, 7vw, 2rem); }

  .simulacao { padding: 1.35rem; border-radius: var(--radius-lg); }
  .hero { padding-top: calc(var(--navbar-height) + 1rem); }
  .hero__actions { flex-direction: column; align-items: stretch; }
  .hero__actions .btn { width: 100%; }
  .hero__stats { grid-template-columns: 1fr 1fr; }
  .hero__stats .hero__stat:last-child { grid-column: 1 / -1; }
  .hero__panel { padding: 1.25rem; border-radius: var(--radius-lg); }
  .hero__panel-item--feat {
    flex-direction: column;
    align-items: flex-start;
    gap: 0.55rem;
  }

  .seguros-carousel { --carousel-card-w: calc(100vw - 2.3rem); }
  .diferenciais-carousel { --dif-carousel-card-w: calc(100vw - 2.3rem); }
  .seguros-carousel__viewport,
  .diferenciais-carousel__viewport { margin: 0 -0.15rem; padding: 0.75rem 0.15rem 1rem; }

  .cta-final__actions { flex-direction: column; align-items: stretch; }
  .cta-final__actions .btn { width: 100%; }
  .sobre__card--float { right: 0; }
  .sobre__highlights { grid-template-columns: 1fr; }

  .parceiro-logo { width: 140px; height: 76px; padding: 0 1rem; }
  .parceiro-logo img { max-height: 36px; max-width: 120px; }

  .footer__bottom { flex-direction: column; text-align: center; }
  .footer__tagline { max-width: none; }
  .btn--lg { padding: 0.95rem 1.5rem; font-size: 0.98rem; }
}

@media (max-width: 380px) {
  .navbar__mark { width: 40px; height: 40px; }
  .navbar.is-scrolled .navbar__mark { width: 38px; height: 38px; }
  .navbar__wordmark { font-size: 1.12rem; }
  .navbar.is-scrolled .navbar__wordmark { font-size: 1.12rem; }
  .navbar__nav { width: min(300px, 92vw); padding: 1.4rem 1.35rem 1.75rem; }
  .hero__stat strong { font-size: 1.3rem; }
}

/* --- Ultrawide --- */
@media (min-width: 1920px) {
  .hero__title { font-size: 4.6rem; }
  .seguros-carousel { --carousel-card-w: 380px; }
  .diferenciais-carousel { --dif-carousel-card-w: 380px; }
}

/* --- Reduced motion --- */
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: 0.001ms !important; animation-iteration-count: 1 !important; transition-duration: 0.001ms !important; }
  .reveal { opacity: 1; transform: none; }
  .hero__aurora, .parceiros-marquee__track, .seguro-card__icon img, .sobre__card--float, .sobre__card--pill { animation: none !important; }
  .seguro-card__benefits li { opacity: 1; transform: none; }
}

img[loading="lazy"] { content-visibility: auto; }

/* ==========================================================================
   CINEMATIC LAYER — loader, vídeo, rotator, ticker, parallax
   ========================================================================== */

/* Utilitário gradiente de acento */
.accent-gradient { background: linear-gradient(90deg, var(--gold-light) 0%, var(--gold-dark) 100%); }

/* --- Loading screen --- */
.loader {
  position: fixed; inset: 0; z-index: 9999;
  background: var(--navy-900);
  display: grid; grid-template-rows: auto 1fr auto;
  padding: clamp(1.5rem, 4vw, 3rem);
  overflow: hidden;
  transform: translateY(0);
  transition: transform 0.95s cubic-bezier(0.76, 0, 0.24, 1), opacity 0.6s ease 0.25s, visibility 0.95s;
}
.loader::before {
  content: ""; position: absolute; inset: -20%;
  background:
    radial-gradient(40% 50% at 22% 28%, rgba(46,107,168,0.45), transparent 70%),
    radial-gradient(36% 46% at 80% 26%, rgba(200,162,75,0.28), transparent 70%);
  animation: aurora 16s ease-in-out infinite alternate;
}
.loader.is-done { transform: translateY(-100%); opacity: 0; visibility: hidden; pointer-events: none; }
.loader__label {
  position: relative; z-index: 1;
  font-size: 0.72rem; text-transform: uppercase; letter-spacing: 0.3em;
  color: rgba(255,255,255,0.55); font-weight: 600;
  opacity: 0; transform: translateY(-12px); animation: loader-in 0.7s ease 0.1s forwards;
}
.loader__center { position: relative; z-index: 1; display: grid; place-items: center; }
.loader__word {
  font-family: var(--font-display); font-style: italic;
  font-size: clamp(2.4rem, 8vw, 5.5rem);
  color: rgba(255,255,255,0.85); line-height: 1;
  background: linear-gradient(100deg, #fff, var(--gold-light));
  -webkit-background-clip: text; background-clip: text; -webkit-text-fill-color: transparent;
  transition: opacity 0.3s ease, transform 0.3s ease;
}
.loader__word.is-out { opacity: 0; transform: translateY(-16px); }
.loader__count {
  position: relative; z-index: 1; justify-self: end; align-self: end;
  font-family: var(--font-display);
  font-size: clamp(3.5rem, 14vw, 9rem); line-height: 0.8;
  color: var(--white); font-variant-numeric: tabular-nums; letter-spacing: -0.02em;
}
.loader__bar { position: absolute; left: 0; right: 0; bottom: 0; height: 3px; background: rgba(255,255,255,0.12); z-index: 1; }
.loader__bar-fill {
  display: block; height: 100%; width: 100%;
  background: linear-gradient(90deg, var(--gold-light), var(--gold-dark));
  transform: scaleX(0); transform-origin: left;
  box-shadow: 0 0 12px rgba(231,199,107,0.5);
}
@keyframes loader-in { to { opacity: 1; transform: translateY(0); } }
body.is-loading { overflow: hidden; }

/* --- Hero vídeo (protagonista) --- */
.hero__media { position: absolute; inset: -6% 0; height: 112%; z-index: 0; overflow: hidden; will-change: transform; }
.hero__video {
  position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover;
  filter: saturate(1) brightness(0.92) contrast(1.04);
  transform: scale(1.06);
  animation: hero-kenburns 26s ease-in-out infinite alternate;
}
@keyframes hero-kenburns {
  from { transform: scale(1.06) translate(0, 0); }
  to   { transform: scale(1.16) translate(-1.5%, -2%); }
}
@keyframes hero-kenburns-mobile {
  from { transform: translate(-50%, -50%) scale(1.18); }
  to   { transform: translate(-50%, -50%) scale(1.24); }
}

@media (max-width: 767px) {
  .hero__media {
    inset: 0;
    height: 100%;
  }
  .hero__video {
    inset: auto;
    top: 50%;
    left: 50%;
    width: auto;
    height: 100%;
    min-width: 100%;
    min-height: 100%;
    object-fit: cover;
    object-position: center center;
    transform: translate(-50%, -50%) scale(1.18);
    transform-origin: center center;
    animation: hero-kenburns-mobile 28s ease-in-out infinite alternate;
  }
  .hero__overlay {
    background:
      linear-gradient(180deg, rgba(7,28,49,0.72) 0%, rgba(7,28,49,0.28) 48%, rgba(7,28,49,0.78) 100%);
  }
}

@media (min-width: 768px) {
  .hero__overlay {
    background:
      linear-gradient(95deg, rgba(7,28,49,0.88) 0%, rgba(7,28,49,0.6) 26%, rgba(7,28,49,0.18) 52%, rgba(7,28,49,0) 76%),
      linear-gradient(180deg, rgba(7,28,49,0.35) 0%, rgba(7,28,49,0) 38%, rgba(7,28,49,0.1) 62%, rgba(7,28,49,0.7) 86%, var(--navy-900) 100%);
  }
}

.hero__aurora { opacity: 0.16; mix-blend-mode: screen; }
.hero__grid-lines { display: none; }

/* --- Hero rotator (palavra que troca) --- */
.hero__rotator {
  font-size: clamp(1.05rem, 1.9vw, 1.35rem);
  font-weight: 600; color: rgba(255,255,255,0.92);
  margin-bottom: 1.1rem;
}
.hero__rotator-word {
  display: inline-block; font-family: var(--font-display); font-style: italic;
  color: var(--gold-light); transition: opacity 0.35s ease, transform 0.35s ease;
}
.hero__rotator-word.is-out { opacity: 0; transform: translateY(10px); }

/* Estado inicial das animações de entrada do hero (quando GSAP está ativo) */
.gsap-ready .hero-anim { opacity: 0; }

/* --- Parallax helper --- */
[data-parallax] { will-change: transform; }

/* --- Reduced motion (camada cinematográfica) --- */
@media (prefers-reduced-motion: reduce) {
  .loader { display: none !important; }
  body.is-loading { overflow: auto; }
  .hero__video { filter: saturate(1) brightness(0.92); animation: none; transform: scale(1.04); }
  .gsap-ready .hero-anim { opacity: 1; }
  .hero__rotator-word { transition: none; }
}
@media (prefers-reduced-motion: reduce) and (max-width: 767px) {
  .hero__video { transform: translate(-50%, -50%) scale(1.16); object-position: center center; }
}